Recession and Interest Rate Worries? Learn What Loan Products Are Available Today!
November 2, 2022 @ 11:00 am - 12:00 pm
| Free for AAGLA MembersFollowing months of record inflation, recession concerns are back, and for some, that comes with worry about higher loan rates, interest rate re-sets on variable loan products, and whether you can refinance and at what cost. If we are in fact in a recession, or heading towards one, there’s nothing that is a sure bet!
However, there’s still hope out there and money is available to borrow at, although somewhat higher rates than last year. So, whether you’re looking for a permanent multifamily loan to purchase or refinance rental units or are simply curious about what loan products are available and how much they will cost, this is the webinar for YOU. We will be discussing ‘everything multifamily loans” with our mortgage expert and Apartment Age columnist, Laura Hertz, from CSMC Mortgage. Laura can help you secure your next purchase or refinance loan. Join us as we discuss the current loan market, rates, loan products, payment terms, and more. During this important webinar, we will cover:
- Where are we today with interest rates, and predictions for future trends? When will the “Fed” make its next move or moves and how far will the Fed go?
- What are the types of multifamily loans available in today’s market?
- Should you buy down your rate and pay the points? How to decide!
- What can you expect today in terms of rates, repayment terms, and qualifications? Can you cash-out? What about loan-to-value?
- Are government-backed loan programs available? Short-term loans? Equity lines?
- How lenders assess you and your property before approving a loan.
- And, of course, much, much more! Q&A to Follow…
After registering, participants can submit questions prior to the meeting so that we can tailor the discussion to your concerns. Additionally, there will be opportunities during the meeting to submit your questions live.
Please log in to register. If you have any questions regarding this event, please contact Events Manager Diana Alcaraz via email at . For faster service, please have your membership number ready. We look forward to seeing you. Please stay diligent and be healthy!
WARNING: THE INFORMATION PROVIDED DURING THIS WEBINAR IS FOR GENERAL INFORMATION PURPOSES ONLY. ABSOLUTELY NO LEGAL OR TAX ADVICE IS BEING GIVEN DURING THIS WEBINAR. BEAR IN MIND THAT EVERY SITUATION IS UNIQUE, AND THE LAWS, RULES AND REGULATIONS ARE SUBJECT TO CHANGE AT ANY TIME. SO, BEFORE ACTING, BE SURE TO OBTAIN TAX AND/OR LEGAL ADVICE FROM A LICENSED PROFESSIONAL.
About Our . . .
Panelist(s):
Laura Hertz, Loan Officer, CSMC Mortgage
Laura Hertz has been a leading mortgage consultant for more than 25 years and has consistently received "Honor Circle" and "President's Club" recognitions for her successes. After graduating from the University of Georgia, Laura returned to California where she began her career at a title company before joining the mortgage business. The importance of always being upfront and honest with her clients has always been a part of Laura's approach. Clients come first, and through proactive communications, she guides them through the loan process from beginning to end. The care given to each client has translated to repeat business as well as referrals from their friends and family. Laura specializes in residential home loans, including conventional, jumbo, FHA, and VA loans. For more information, contact Laura Hertz at (805) 212-7710 or .
Moderator:
Matthew Farghum, Director of Finance & Operations, AAGLA
Matthew Farghum is currently the Director of Finance and Operations for the Apartment Association of Greater Los Angeles (AAGLA). As Certified Public Accountant, he began his career at Ernst & Young, the global accounting firm, and following that he had served in a senior financial role at Oasis West Realty, the owner of the Beverly Hilton and Waldorf Astoria Beverly Hills where he was involved with managing the budget and construction of the Waldorf. In his role at the Apartment Association of Greater Los Angeles, he oversees and is in charge of all finance, tax, technology and administrative matters.
