GOT COVERAGE? HAVE YOUR INSURANCE PREMIUMS GONE OUT OF CONTROL?

State of the Insurance Market: Join Us and Learn How YOU Can Reduce Your Insurance Premiums and Your Risk

Presented by the Insurance Experts from Newfront Insurance

Please join us on Wednesday, March 31, 2021 at 11:00 a.m. for an in-depth discussion about insurance the state of the California insurance marketplace, and what insurance products can offer YOU the best type of coverage that can protect you from risk of loss.  THE INFORMATION IN THIS WEBINAR COULD SAVE YOU THOUSANDS OF DOLLARS IN PREMIUMS AND AVOIDED LIABILITIES.  This webinar will feature a lively panel discussion among the insurance industry’s top experts. Be sure to join us for this “MUST NOT MISS” online session.

Many catastrophic events over the past few years have changed the insurance marketplace. Insurance companies have added exclusions, limited policy coverage, and denied claims that, otherwise, many customers thought should be covered.  Exclusions in policies result in large gaps of coverage that could leave you and your assets exposed to lawsuits. At the same time, insurance premiums continue to rise.

• Have YOU ever hired a worker or handyperson? “What-if” he/she falls off a ladder onto your property?  Without adequate coverage, you can be held liable for $100’s of thousands of dollars in medical costs and legal exposure.
• Are YOU worried about being accused of discrimination when marketing a rental unit or during the application process?
• Did YOU know that as insurance premiums are increasing, levels and types of coverage are decreasing? Coverage for things like MOLD, COVID-19 and BED BUGS, for example, are being eliminated form policies without you knowing about it or must be purchased with special policy riders.
• Are YOU aware that habitability claims are one of the fastest growing exposure areas facing landlords today? Did you know that you can insure for this type of risk?
• Is YOUR property in a high brush area and not sure what to do?

Learn how YOU can save money in this ever-evolving insurance marketplace and how YOU can best protect yourself, your family, and your assets from major liability.  LIVE questions and answers will follow our panel discussion.  YOU WILL HAVE THE OPPORTUNITY TO ASK questions of importance to YOU.

MEETING DISCUSSION TOPICS INCLUDE:

• What are the different types of insurance policies you need as a rental housing provider (a/k/a, “landlord”)?
• Current state of the California insurance marketplace – what is causing higher premiums? Why is the insurance landscape changing today?
• How can you get “preferred” pricing and save money and still have adequate coverage?
• Why is the insurance landscape changing? Why are rates increasing, while coverage is being limited? How do you protect yourself?
• What is earthquake insurance? Is this a good product to purchase?  Learn about common exclusions, pricing and how the deductibles work?
• Tenant discrimination insurance, is this covered under a normal package policy?
• What is workers compensation insurance? Are you required to have this coverage? What claims does it cover?
• How to achieve adequate coverage for the right price. Did you know you can achieve substantial savings by purchasing a group policy (e.g., property manager master policies, risk purchasing group products, etc.)?
• What am I missing? – Coverage for habitability, discrimination, independent contractors, COVID-19, bed bugs, etc.
• Insurance “war” stories – what can go wrong and understanding your policy’s pitfalls.
• And, much, much more – your Q&A drives the discussion.

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